Write the plan a lender will actually read.
Every section in the order Canadian lenders expect it, following the structure of BDC's own template, with what to include and what a credit analyst looks for on each one.
Free, with an account
Create a free account to save your work and come back to it: a business plan, a Business Development Plan, a Customer Profile, a loan application pack and a personal net worth statement.
Every section a Canadian lender expects, in the order they expect it, following the structure of BDC's own template. Each one tells you what to include, what a credit analyst is looking for, and roughly how long it should be. Write it in any order and come back as often as you like.
A free account keeps your progress, so you can write a section at a time and come back.
Who the ideal customer is, where they come from, what each one costs to win, who wins them, and whether the business can deliver the growth. Written a section at a time, with the conversion numbers worked out as you go: if a dollar goes into this channel, what comes out the other side.
Start my Business Development Plan
The figures you write into it are saved to your Business Profile, so the business development calculators on the website open with them filled in.
Who your best customer is, written down specifically enough that someone else could go and find another one; the customers you have today that prove it; and the search Legatis runs from both: a long list of businesses like your best customers, with the quickest way to reach each one, and a long list of the people who are already in front of them and could refer you.
The profile is written out in words as you answer. With your top customers listed, Legatis can run the search and send back the two lists.
Every document a Canadian commercial lender asks for, in one place, with what each one is, why they want it and where to get it. Tick them off as you collect them, write the request once, and take away an organized pack with a summary at the front and a status table showing exactly what is in it.
There is a blind version too, with the business's identity withheld, for showing a lender or a buyer before you are ready to name it.
Personal net worth statement
Every commercial lender asks each owner for one, because almost every commercial loan carries a personal guarantee. This is the form they ask for, with the schedules behind each figure, and it downloads as a PDF you or your co-applicant can keep filling in.
While you are here
Two more free tools on the website, neither of which needs an account.
- The free business calculators work out your financial section: break-even, borrowing capacity, valuation and a twelve-month cash flow, from your own figures.
- The Pitch Deck Outline does for a deck what this does for a plan: thirteen slides, what belongs on each, and what the reader is deciding.